What we do
Your bridge to financial freedom
Long-term, pragmatic planning is your bridge to financial freedom, giving you the ability and confidence to enjoy life on your terms.
We’ll help you understand how much you need, how much you can afford to spend, and if there’s a shortfall, what you need to do to address it.
Sound financial planning is the solid foundation that gives you…
Concrete actions to achieve your financial goals.
Reassurance that your financial affairs are being looked after by a trusted professional.
Peace of mind knowing that you and your loved ones will be financially secure.
Freedom to live life without financial worries.
The process
We combine our tried and tested 6-step process with your input to produce a financial plan that is unique to you.
1.
Establish your life goals
We begin by figuring out what you want from life in the short, medium, and long term. This forms the very heart of your financial plan because it is there to help you live the life you want to. We’ll discuss what your goals are, which ones are most important, and when you want to achieve them. Then we will drill down into the details of what these goals will cost, the first step towards creating a plan for achieving them.
2.
Gathering information
The next step is to gather as much information as possible on your current situation, including income and expenditure, assets, and liabilities.
3.
Evaluating your current position
Using this information, we provide you with a ‘family balance sheet’ which is essentially your starting position. This gives us a clear picture of where you are now and what it will take to achieve your goals. We also assess any potential risks or barriers to achieving your goals.
4.
Developing your plan
We begin by figuring out what you want from life in the short, medium, and long term. This forms the very heart of your financial plan because it is there to help you live the life you want to. We’ll discuss what your goals are, which ones are most important, and when you want to achieve them. Then we will drill down into the details of what these goals will cost, the first step towards creating a plan for achieving them.
5.
Implementing your plan
Then it’s time for action. We will begin implementing the agreed upon recommendations, including taking care of all the administration involved with financial products.
Where the recommendations require the services of other professionals, such as lawyers, we are happy to assist where appropriate.
Where the recommendations require the services of other professionals, such as lawyers, we are happy to assist where appropriate.
6.
Monitoring and reviewing your plan
Once your recommendations have been implemented, we will regularly review your plan. This ensures that you are remaining on track to achieve your goals and allows you the opportunity to let us know if your situation or goals have changed. Review meetings are usually conducted annually, though they can be more or less frequent where circumstances dictate.
